Global eMACH.ai Digital Lending Brochure

40

PRODUCT

MANAGEMENT

50

FIELD

OPERATIONS

60

COLLATERAL & LIMITS

MANAGEMENT

70

DEBT

MANAGEMENT

80

PRODUCT FRONT END

Reviewer/Underwriter

Product Head

Operations Manager

Agencies

(Verification/Collection)

Collection Head

IT Heads

INSIGHTFUL

RISK ANALYS

• Advanced analytics for

comprehensive

understanding

• Portfolio performance

and Enterprise limit

monitoring

• Effective risk and loss

management

• Intelligent Underwriting

- Utilize AI to expedite

and enhance credit

decision-making

AGILE MARKET

RESPONSE

• Market expansion and

Rapid deployment

• Competitive edge

maintenance

• Profit and sales

productivity

• Adaptability and

Customer

personalization

STREAMLINED

OPERATIONS

• Seamless system

integration

• Reduced manual tasks

• Timely milestone alerts

MOBILE WORKFORCE

EMPOWERMENT

• Remote access and

Instant customer

insights

• Task prioritization and

Route planning

• Detailed feedback

mechanisms

CREDIT LOSS

MITIGATION

• Tailored collection

strategies

• Collector productivity

and Compliance

monitoring

• Actionable insights via

MIS & dashboards

TECHNOLOGICAL

EXCELLENCE

• Cutting-edge tech: AI,

Low Code, No Code,

and Cloud

• Security: Data and

Privacy

• High Availability and

Minimized disruption

• Efficient deployment

41 Access data from

structured & unstructured

sources

42 Procure information

relevant to credit risk

analysis

43 Consolidate information

44 Interpret the consolidated

data

45 Generate score

51 Three steps to product

launch

52 Segment specific product

offering

53 Multi-level pricing flexibility

54 Custom amortization

schedules

55 Templatized work flows &

business rules

61 Multi-channel access

62 Role-based information

display

63 Rule based work allocation

& prioritization

64 Geo location based work

assignments and route

planning

65 Context sensitive data

capture templates

71 Single view of portfolio

exposure

72 Plug n play adapters for

market price information

73 Real-time coverage

movement tracking

74 Counter-party and related

entities exposure

75 Cross currency exposure

valuation

81 Bespoke collection strategy

for each segment

82 Skill based routing to

maximise collection efforts

83 Detailed portfolio analytics

& flow insights

84 Settlement options &

tracking customer actions

85 Incentive planning &

roll-outs

ADVANCE

CREDIT ANALYSIS

04