STAKEHOLDERS
CUSTOMER
EXPECTATIONS
PRODUCT
NAME
Agents /
Relationship Manager
EFFICIENT &
INFORMED SOURCING
APPLICATION
INITIATION
10
CREDIT
DECISIONING
20
APPROVAL &
MONITORING
30
Ecosystem Partners
Credit Manager
END-TO-END
CREDIT
LIFECYCLE
MANAGEMENT
• Anywhere sourcing
• Quick data access and
Helpful tools
• Product details readily
available
• Effort redundancy
checks
ENHANCED DIGITAL
SOURCING
• Digital expansion of
sourcing channels
• Quality assurance with
verified data
• Integrated workflows
and Pre-screened
profiles
INFORMED
DECISION MAKING
• Comprehensive data
easily accessible
• Workload balancing
• Quality exposure for
informed decisions
• Collaborative decision
making and On-the-go
approval
• Individual exception
monitoring
11 Customer / Agent driven
Initiation
12 Quick Data Capture
13 Pre-Qualification
14 Loan & Schedule Simulator
15 Application & customer
de-dupe
21 Stage based data
enrichment
22 Checks against
interconnected databases
23 Rule based policy & score
checks
24 Automated routing &
approval
25 Exception & Deviation alert
26 Credit exposure across
related entities
31 Credit committee
approval
32 Automated delinquency
movements &
provisioning
33 Flexible restructuring
options
34 Post approval covenant
monitoring