PRODUCT CONFIGURATOR
Loan Parameterization & Product Setup
PRODUCT TEMPLATE
INTEREST
Base Product Class
Retail | Corporate
Interest Patterns
Fixed | Floating | Hybrid |
Capitalization
Disbursal Patterns
Single | Multiple | Milestone
based
Principal Balance for Interest
Ideal | Actual | Reset
Options for Loan Types
Amortizing| Discounting
Product Category
Mortgage | Personal Auto |
Education
Secured Type
Secured | Unsecured
Interest Type
Tiered Rates
Top Up Loans
Yes | No
Countries / Branch
Countries
Branch 1 | Branch 2
Installment Variations
Fixed Principle | Installment |
Advance Installment
Others
Roll Over | Multiple
Loans to Customer
Min Max Controls
Loan value | Tenor | Net Interest | IRR
Interest Basis
Actual | 360 | 365 days
Applicability & Business Rules
Preclosure | Partial | Deferral | Maturity
Convention Rules
Holiday | Auto Reschedulement
Ready to use templates
BASE PRODUCT
DEFINITION 1
SPECIFIC
PRODUCT 1
FEE POLICY
PRIORITY
POLICY
INTEREST
MARGIN POLICY
DELINQUENCY
POLICY
ACCOUNTING
POLICY
PENALTY
CHARGES POLICY
SPECIFIC
PRODUCT 2
SPECIFIC
PRODUCT 3
BASE PRODUCT
DEFINITION 2
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